Private Wealth.
Protected.
Professional wealth, investment, risk and business assurance advice for South Africans who want their financial position properly structured.
Protect.Grow.Secure.
Managing Risk. Building Wealth. Securing Futures.
Five areas of private advice.
Advised by Sentinel, an Old Mutual AFD — one adviser who knows your file, backed by an institution South Africans know.
Private Wealth Management
Your investments, risk, tax and estate brought into one coherent structure.
Learn moreInvestments & Retirement Planning
Know the number you need, then build a portfolio that gets you there.
Learn moreLife Cover & Risk Protection
Cover sized by proper needs analysis — and structured to pay out cleanly.
Learn moreBusiness Assurance
Buy-and-sell funding, key person cover and continuity for business owners.
Learn moreEstate Planning
Liquidity, wills and beneficiary structuring so your legacy transfers intact.
Learn moreThree lenses on your financial position.
Each assessment is a focused diagnostic — completed in minutes, reviewed by a Sentinel adviser. No sales script, no obligation. Just clarity on where you stand.
- 01
Personal Financial Assessment
"If something happens to you, does your family survive financially?"
- Life cover gap analysis
- Income protection risk
- Debt exposure
- Family financial resilience
- 02
Business Risk Assessment
"If you or a partner dies, does your business survive?"
- Buy & Sell funding gap
- Key person risk
- Debt exposure
- Continuity planning
- 03
Investments
"Is your money working hard enough for your future?"
- Investment portfolio review
- Growth strategy alignment
- Risk-return optimisation
- Long-term wealth planning
Why Clients Trust Sentinel
Regulated Environment
Operating within the South African financial services environment.
Long-Term Relationships
Focused on long-term client relationships, not once-off transactions.
Structured Advisory
Professional, structured advisory approach tailored to each client.
Personal & Business
Support across both personal and business financial needs.
Private wealth advice for professionals, families, investors and business owners.
Our clients want comprehensive advice — wealth management, investment and retirement planning, business assurance, estate structuring, and risk protection — rather than standalone insurance products.
We partner with professionals, business owners, investors and families pursuing long-term wealth creation and preservation.
Business Owners & Entrepreneurs
Founders structuring continuity, key-person cover, and personal wealth alongside the business.
Medical Professionals
Specialists and practitioners protecting income, practice value, and long-term wealth.
Attorneys & Legal Professionals
Partners and senior counsel structuring tax-efficient wealth and succession.
Engineers
Consulting and project-based professionals managing variable income and retirement planning.
Executives & Senior Managers
C-suite and senior leadership optimising remuneration, share schemes, and estate plans.
Financial Professionals
CAs, CFPs and finance leaders seeking structured, professional counsel on their own affairs.
High-Income Families
Multi-generational households planning education, legacy, and wealth preservation.
Established Investors
Active investors refining portfolio structure, tax efficiency, and risk exposure.
How It Works
Consultation
We start by understanding your goals, risks, and current financial position.
Strategy
We identify the right protection, planning, and investment approach for your needs.
Implementation
We help you put the right structures in place and support you moving forward.
Most financial problems only show up when it's too late.
Most people are underinsured
Gaps in your cover only reveal themselves at the worst possible time.
Most businesses have hidden risks
Key person loss, partner disputes, and debt exposure can destroy a business overnight.
Most policies are outdated
Life changes, but your insurance rarely keeps up — until it's too late.
We don't sell policies.
We diagnose risk.
No call centres. No nonsense. We analyse your full financial picture before making any recommendation, and structure a plan around your goals.
South African Roots
Serving clients across South Africa with pride.
Personal Advisory
We know you by name — not a policy number.
Risk Specialists
Experienced advisors focused on risk diagnosis.
Why clients stay
Personal advisory, not call centres
You speak directly to an advisor who knows your file, your goals, and your situation.
Thorough risk diagnosis
We analyse your full financial picture before recommending anything — no shortcuts.
Advice you can hold us to
Recommendations are built on a documented analysis of your needs, with the strength of the Old Mutual AFD environment behind them.
Ongoing support and reviews
Your cover is reviewed regularly as your life and business evolve — we follow through.
Serious advice for long-term financial decisions.
At Sentinel Wealth, we focus on long-term outcomes, disciplined planning, and professional guidance — not quick fixes or one-size-fits-all solutions. Our role is to help clients make better financial decisions with clarity, structure, and confidence.
Frequently Asked
Don't guess your financial position.
Know it.
Get your free financial review. A Sentinel adviser will personally assess your situation and propose a clear path forward — no pressure, no obligation.